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Department of Education Releases Loan Forgiveness Certification Form


In 2007, the Public Service Loan Forgiveness (PSLF) Program was established by Congress to encourage individuals to enter public sector and non-profit professions. The program provides forgiveness of any Federal Direct student loan debt remaining after individuals have made 120 separate, on-time, monthly payments in certain repayment plans while working full-time for one or more qualifying public service organizations. While the program has been in place now for several years, it was only late last month that the US Department of Education finally released an Employment Certification form borrowers can use to track their progress toward meeting the 120 month (ten year) goal.

View the Employment Certification Form for PSLF

View the Instructions for Completing the Form

Because the Department never created a process for borrowers to signal their intention to enter the program on the front-end, advocates for attorneys and others working in government and public interest positions believe this new form will go a long way in helping borrowers to at least now document that their ongoing employment will qualify. A separate application is still being developed in advance of the date when the first group of borrowers will be eligible for loan forgiveness in 2017.

Further details on what types of employment qualify, what student loans can be forgiven, and more are available at the Department of Education’s Public Service Loan Forgiveness program website.